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Education and Educational Services Educational services are important in today's world! An education, going from preschool to elementary school, high school, college, university and continuing education through online education for lifelong learning, contributes to your success and the success of the community within which you live and work. This page is dedicated to providing information on educational services and tools you need for your successful educational experience. Whether it's high school, college, or university, using software, essay tools and other products and services to help your learning is valuable!   Financing your education is also important. Scholarships, bursaries, awards, loans and other ways are available to help you pay for your university or college education. This page is dedicated to providing information on getting money, financial aid, scholarships, student loans, credit cards, loans for during and after your educational experience. With the increasing costs of college and university, financial aid and scholarships are becoming more important. There is lots of free money out there in scholarships, grants, bursaries and other forms of financial aid, you just need to find it. We have supplied numerous links below to help you in your search for scholarships and financial aid.   Read these informative articles on financial aid or browse the page below. Scholarships, financial aid, grants, bursaries and other forms of free money are available for your education. You just need to know where to look for it. How to find the money! 1. Learn the lingo There are a lot of rules, terms, and acronyms to learn when you're applying for financial aid. 2. Always apply for aid Even if you don't think you'll qualify, you should fill out the Free Application for Federal Student Aid (FAFSA), a sketch of your family's financial situation. 3. Don't forget about scholarships Scholarship applications often consist of little more than some basic personal information and a brief essay. Not too shabby for free money! 4. Compare aid packages Come April, you'll receive an aid award letter from each school where you're admitted. Comparing these letters can be an important step in deciding which school you'll ultimately attend.

Informative Articles On Financial Aid

The money pits

By Matthew Benjamin
College is the first time most students start assuming some financial responsibility. They open checking accounts, sign up for credit cards, and take out student loans. The problem: "Students think that what happens on campus stays on campus," says Dorothy Bagwell, assistant professor of personal financial planning at Texas Tech University. In fact, long after the diploma is on the wall, bad credit, debt, and other consequences of poor financial decisions made during college will still be hanging around. Bagwell should know. She runs Texas Tech's Red to Black Financial Counseling center, established two years ago as administrators discovered students increasingly were being forced to drop out of school because of too much debt.

Bagwell says it's most important for students to shop around for financial services like credit cards and bank accounts. Look for a checking account with a low minimum balance and overdraft protection. Consider trying an Internet bank, many of which tout perks that traditional banks reserve for the wealthy. Look beyond banks, too. Many schools have credit unions with lower interest rates on loans and better returns on the average checking account.

An urge to splurge. To make that summer job money last through the semester, Larry Christopherson, a credit counselor at Ohio State University, recommends students keep a spending diary. They might find out that they're paying $200 for coffee and snacks each month–and that's above the money they spend on their meal plans. A simple envelope and some old-fashioned cash can help: If you budget $100 for eating out each month, put that money in an envelope. When it's empty, it's full-time cafeteria food until the next month. And don't forget to prioritize your needs. It's nice to have a car, but you can always bum a ride instead. Take a look at your cellphone plan. Reducing your monthly minutes might save you a few bucks–money you can put in your spring break fund.

Finally, be aware of the rising incidence of identity theft on campus. Students tend to be vulnerable because they move frequently, leaving a trail of unforwarded mail that includes credit card statements and medical records. Some tips: Change your mailing address with the post office promptly to keep your bills coming to you–not the next tenant. And don't leave transcripts or sales receipts with your credit card or Social Security numbers on them lying around the dorm lounge or frat house. Those old bills can wreak financial havoc in the wrong hands.